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Sub contractor/ Employee

Wondering how this would work... I currently subcontract out of a chiropractors office. I pay $300 to rent my space. She refers some of her patients to me. A lot of her patients are interested in Massage but only want to get it if its covered under their health insurance policy. Well not many health insurance companies cover massage therapy.. unless Im mistaken?? Well She wants to add me on as an employee so we can take those health insurance people..and I can still do my subcontracting. The employed part will be just for the insurance massage patients.

Advice, suggestions, comments?? Ive never been in this situation. .and Im not sure of the pros and cons or how I should go about it.

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Permalink Reply by Lee Edelberg on January 18, 2015 at 7:20pm

I don't see you as a subcontractor because you are only renting an office from her, not doing work for her. It seems to me you could rent that space, do your own private work, and THEN as a subcontractor do her insurance-covered clients. If for some reason you need to be her employee then it sounds complicated.

Maybe you should consult with a lawyer who is knowledgeable about small business contracts.

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Permalink Reply by Neal Lyons on February 1, 2015 at 12:14pm

this is very common. the reason it works is that the chiro first sees the patient and diagnoses a condition requiring medical massage as ongoing treatment. you, as an employee, provides the massage and gets paid. the chiro gets paid by the patient's insurance company. if you are ok with this, you can simply enter an employment agreement. many do this as 1099 independent contractors. there are certain tax nuances / withholdings, deductible expenses, etc to consider. we have documented this extensively on our website if you are interested. overall, you have flexibility, and this will likely increase your business. many are willing to get massages if their insurance pays for it.

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Permalink Reply by Jessica Belanger on April 2, 2015 at 7:00am

I am interested in the website can you point me in the right direction?

Neal Lyons said:

this is very common. the reason it works is that the chiro first sees the patient and diagnoses a condition requiring medical massage as ongoing treatment. you, as an employee, provides the massage and gets paid. the chiro gets paid by the patient's insurance company. if you are ok with this, you can simply enter an employment agreement. many do this as 1099 independent contractors. there are certain tax nuances / withholdings, deductible expenses, etc to consider. we have documented this extensively on our website if you are interested. overall, you have flexibility, and this will likely increase your business. many are willing to get massages if their insurance pays for it.