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 Hello, I am just interested in what health insurance everyone has.  I just recently found out that I'm pregnant for the first time and I have no health insurance.  The spa I work for does not provide health insurance because I am an independent contractor...  I want something affordable with full coverage so i can have a primary provider.  Help!  :)

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Talk to an agent. They will know the options in your area. California is very limited in underwriters. You can reduce premiums by having a larger deductible.  At this point I would suggest having low out of pocket even though it means a higher premium. Later you can switch it if you the premium is too high. But you will also have to add your child. An agent can explain all of this thoroughly.

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