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Homeownership....advice needed!

Anyone, have any ideas or suggestions or professional advice....I own a home, mortg is past due about 12,000 currently up for short sale but very tricky to sell and prob wont go thru as of now. payments are about 1900. gonna hit forclosure at some point. looking to rent out but payment is so high. cant refi or modify the loan until its caught up to date. just kinda stuck! HELP!

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Comment by Lea Magsayo, LMT on November 13, 2009 at 6:54pm: File Bankruptcy, or talk to NACA...a group of expert in helping people not to lose the home..If you are not able to make it, file BK anyway when you foreclose your house your credit scor is mess up for 2-3 years, ..if you file BK, you could protect your asset...express your desir of keeping the home during free consultation with your lawyer...the problem you are in is not your problem, it is created by group of people who are greedy to take advantage of us....lea